Money Isseus
1)
Take some cash with you, small rather than large denominations. If going to
Russia, take only crisp, clean dollar bills. They do not trust old and dirty
currency. In some countries, the rate of exchange is far better for cash
than travelers checks.
2) I
find that using a credit card is the best way in most countries. The rate of
exchange is far better than you could get for either cash or travelers
checks and the fees charged are considerably less. If two of you traveling
together, each one carry a different credit card. If one is stolen or lost,
you'll still have a valid one. Also, if magnetic stripe goes bad, you still
have the other one to use.
3) In
other words, I carry some cash, some travelers' checks and a couple credit
cards. And I use the credit cards as often as possible.